State Business and Industry Director Bruce Breslow urged lawmakers Wednesday to consider a plan for a state-operated nonprofit that would buy up underwater mortgages and enable homeowners to stay in their homes by refinancing at a house's current market value.He said the Home Means Nevada program, which could benefit some 13,000 homeowners, would cut many mortgage payments in half for those people struggling to keep a home now worth far less than what they agreed to pay.Breslow told a subcommittee of the Assembly Ways and Means and Senate Finance committees that the Federal Housing Administration can sell batches of underwater …