Just days into the 2013 legislative session, lawmakers are discussing a student loan proposal for jobless Nevadans that could help curb the state's unemployment problems - providing a kind of quick fix that existing federal programs don't offer. "These low-interest, short-term loans, made available to unemployed Nevadans, will focus on the funding of certificate programs that lead directly to employment in demand-driven occupations," Dennis Perea, a deputy director in the Department of Employment, Training and Rehabilitation, said at a Senate hearing Wednesday.Work certificate programs are not eligible for federal student loans, so the state is developing internal methods to deal …